◆ PeruYield

Is long-term rental worth it in Surco?

Short answer: it depends on what you want. A long-term rental in Surco nets about 3.6% after costs. That's on a median asking price of $1,779 per square meter. So a 100 m² place runs you around $178,000, and 3.6% net on that is roughly $6,400 a year in your pocket after expenses.

That's modest. Nobody's retiring on 3.6%. But it's steady, and it's genuinely passive -- once a tenant is in on a long lease, you're not doing much. That's the honest trade-off for a hands-off owner: you swap yield for peace and quiet.

Whether it's 'worth it' comes down to your alternatives and what you're comparing against. Against a savings account, 3.6% net plus whatever the property does over time may look fine. Against more active strategies, it lags.

I should be candid about the limits here. All I have is the net yield figure and the median price per square meter for Surco. I don't have data in front of me on vacancy, appreciation, financing costs, or how the 3.6% varies by building or block -- and those matter. Treat this as a starting point, not a full picture. This isn't investment advice.

Related: Surco data · Is Lima a good investment?

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